Budget Planner Calculator

Want to save for a home loan deposit?
Or plan your budget so you can manage your repayments?
Our free online budget planner will help you plan your expenses and savings.

How to use the Budget Planner Calculator

First enter your income, you can choose the frequency (for example yearly, monthly, weekly). Then enter your expenses. The expenses fields are organised into categories to help make them easier to track.

Once you’ve entered your income and expenses click on ‘View summary’. The summary section will give you an overview of your income and expenses and calculate your ‘surplus’. The surplus is how much money you have leftover once you’ve paid all your expenses. You can use your surplus money as savings.